Acoustic/Electric 12 String advice needed.

Breedlove and Taylor both have good reputations and build good guitars.  The store I frequent has stopped carrying Breedlove because in the words of the proprietor, "They are getting too big for their britches."  They require large initial orders, require large on-hand stocks of their dealers, etc.  Small dealers have a hard time carrying them because their space and inventory requirements are too high.  However, you're not a dealer so you don't care about such things.  I just bring it up because it may indicate something about Breedlove's go-to-market approach of using large dealers and catalogues, and that does affect you.  That said, everyone I know who has a Breedlove likes it.  I have played them, and like them too. 

There aren't enough good things to say about Taylor.  They've been around for a long time, for a short while they had a quality problem with neck separation but they extended their warranty to cover that problem at no cost to original owners even if the rest of the guitar was out of warranty - which says a lot about their idea of customer service.  Playability is excellent on every Taylor guitar I've ever tried.  They tend not to have a lot of low end reverberation like Martin's do, but they ring like bells on the mid-tones and high.  Never tinny (unless the strings are worn out).  If I had the money, I'd go out right now and buy two or three Taylor acoustics for different applications.  Taylor is the only guitar brand I'd consider buying on credit over time, but that's just me. 

AMS is a reputable catalog/internet dealer.  I've dealt with them before and it was a positive experience.  You may also want to check out Music123.  Sometimes they offer financing deals. 

- Zurf