In my teens I attended lots of very loud concerts and walking home my ears would be ringing like the bells of a thousand churches! The ringing would be gone by the morning but at 67 the ringing is there constantly. I don't think I have any significant hearing loss for my age. I do get asked to repeat what I've said, I think that's due to Ann's hearing deteriorating, don't tell her I said that!
I've played many loud gigs but never been stupid enough to get too close to the speakers. I play a lot quieter now.